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Cash envelope tracker7/23/2023 ![]() Why I Love This Method of Organizing Your Budget The printables are pretty basic, and I make them pretty with different types of washi tape. I just use pretty washi tape to attach them to extra envelopes we get in the mail. So, I made my own cashless envelope tracker printable. I also wanted to track things monthly instead of weekly. This is the area I need to work on most!Īfter a while, I decided I wanted to use something more visually appealing to help me track spending. If you have teenagers or more adults, you’re obviously going to need to buy more food to keep everyone fed.įor the “Other” category, I also budgeted $100. Right now our family is two adults and two elementary school-aged kids. Your budget will vary depending on where you live (because the cost of food varies), how many people you have in your family, and how much food it takes to feed them. To me, that seemed like a stretch, so we budget $500/month for our groceries. ![]() So, for our family of four, that would be $400 per month. Jordan recommends budgeting $100 per person per month on groceries. Here’s a video of Jordan explaining the budget envelope system: If she has a receipt, she puts that in the envelope. She uses an envelope (any kind of envelope you have works), and draws a column for her grocery spending and a column for other spending.Īs she makes purchases, she subtracts the amount for her budget for the week. ![]() She uses an envelope each week to track her expenses and save her receipts.Įach week, she sets a budget for herself for groceries and a budget for other expenses. This idea came from Jordan Page at Fun Cheap or Free. The Solution: Not Your Momma’s Budget Envelopeĭon’t roll your eyes when you read budget envelope! I promise this is different! 4-5 times a week.Īnd those little expenses were adding up. I was spending money on random little things like snacks, stuff on Amazon, fast food meals, etc. I didn’t even factor them into my mental tally of how much I was spending each month.Īnd when I made the little purchases, in my mind, they were always rare occurrences. Where Did The Money Go?Īfter looking through my statements, I realized that I had become numb to little expenses. It could have been lower, but it wasn’t out of control.īut the spending on everything else was completely out of control. Our grocery spending was surprisingly okay. I don’t use cash nearly as much as I used to, so I have a pretty good record of the things I spend money on in my statements.Īfter adding everything up and averaging it out per month, I was SHOCKED. So, I went through my bank and credit card statements for the past few months and tried to figure it all out. These kind of expenses aren’t always easy to plan for, so I always just kind of tried to be frugal and hope for the best. I was curious, and scared, to find out how much I spent each month on things like food, and random expenses that come up here and there. ![]() 10 Ways Getting Organized Will Save You Money.How Freezer Cooking Saves Us Money Each Week.Jump straight to the Free Cashless Envelope Tracker Printable.I always thought I had a ballpark idea about how much I was spending each month, but I was never really sure. If you’re thinking “Lady, I have no idea, and you are stressing me out,” I’m totally with you. Coffees, drinks, snacks, fast food? Restaurants?
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